With a growing number of high-profile card data breaches, the industry is seeking to prevent fraud and limit the harmful consequences of these incidents through card reissuance, new legislation and new security standards. UL believes prevention is key and supports banks and merchants making the shift toward EMV adoption, which is being mandated by payment schemes for implementation by October 2015.  We are at the forefront, helping to ensure secure payments, providing knowledge and services to facilitate EMV adoption, advancing the use of biometrics in payments, helping resolve the PIN-versus-signature debate and identifying critical transaction processing vulnerabilities.

UL has developed more than 1,000 Standards for Safety.

These are essential to public safety and confidence, reducing costs, improving quality, and marketing products and services. Millions of products and their components are tested to UL's rigorous safety standards with the result that consumers live in a safer environment than they would otherwise.

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"2012 Norton Study: Consumer Cybercrime Estimated at $110 Billion Annually," Symantec, 5 Sept. 2012. Web: 21 July 2014.


"Biometrics Market Expected to Hit $12 billion in 2015," Homeland Security News Wire, 18 Jan. 2011. Web: 12 Mar. 2013.


Stewart, J., "U.S. Readiness for EMV at a Low Ebb Despite Looming Deadline, Report Warns," Digital Transactions, 6 May 2014. Web: 12 May 2014.


"2012 Norton Study: Consumer Cybercrime Estimated at $110 Billion Annually," Symantec, 5 Sept. 2012. Web: 19 Nov. 2013.